Company Risk Analysis -
Even when there's no website

Instant, audit-ready OSINT analysis for POS merchants, SMBs, and offline businesses - powered by AI agents trained to think like expert underwriters.

Schedule Demo

Reveal the real risk behind each business in minutes

Validate offline merchants with confidence

Our AI agents deliver verified business analysis that reduces uncertainty and supports scalable, compliant growth.

Get your reports in few minutes

Slash review cycles with automated logic delivering comprehensive risk reports in minutes and increasing approval confidence.

Expand your offline portfolio without increasing risk

Secure defensible risk analysis and traceable evidence satisfying internal auditors and external regulators.

Instantly understand the
real risk of any business

Check once or monitor continuously. Your choice.

AI native policy rule engine
Contextual detection replacing MCC or keyword guesswork.ment.
Image and content understanding
Analyze content that appears in rich media and not only in textual format.
MCC Classification and risk mapping
Automatically assign Merchant Category Codes with contextual accuracy.
Full transparency and explainability
Every decision is documented with evidence, logic, and audit ready justification.
One click reporting
Exportable AUP misalignment reports for internal teams, processors, and partners.
Policy alignment detection at scale
Monitor tens of thousands of merchants per month with minimal analyst involvement.

Your data, your way

Platform

Review findings in Ballerine’s case management system, with an easy and intuitive UI that makes analysis simple

API

Incorporate the checks into your flows, and use the findings in your existing platforms and processes

PDF Reports

Get a PDF file you can save as part of the merchant’s file, or share with other organizations when needed

Frequently asked questions

How does Ballerine help banks streamline merchant onboarding without increasing risk exposure?
Why do traditional merchant onboarding tools fall short for banks?
How can banks reduce operational costs in risk and compliance functions using Ballerine?
Can Ballerine help our bank stay compliant with evolving regulatory requirements?
What makes Ballerine’s merchant monitoring more effective for banks?
How does Ballerine support sponsor/acquiring banks in overseeing partner portfolios?

Download from app store

Download for iOS

Ready to automate audit-ready merchant analysis in minutes?

Schedule Demo

Try it for free