Policy Fit

AI powered merchant policy alignment (AUP) that identifies real policy violations with clarity, accuracy, full explainability, and audit ready evidence at scale.

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Policy alignment that surfaces real risk

Full policy alignment across your portfolio

Ballerine’s AI agents assess merchants against your policies with clear, explainable evidence, reducing noise and keeping teams focused on the right merchants.

Review time - under 1 minute per merchant

Each merchant is assessed against your policy and validated instantly, with an audit ready view available in seconds.

Improve detection of non-compliant merchants by more than 70%

Deep contextual analysis uncovers hidden policy misalignments missed by traditional or manual checks, enabling earlier visibility and stronger portfolio control.

How It Works

Simple workflow, deep intelligence behind the scenes

Check once or monitor continuously. Your choice.

AI native policy rule engine
Contextual detection replacing MCC or keyword guesswork.ment.
Image and content understanding
Analyze content that appears in rich media and not only in textual format.
MCC Classification and risk mapping
Automatically assign Merchant Category Codes with contextual accuracy.
Full transparency and explainability
Every decision is documented with evidence, logic, and audit ready justification.
One click reporting
Exportable AUP misalignment reports for internal teams, processors, and partners.
Policy alignment detection at scale
Monitor tens of thousands of merchants per month with minimal analyst involvement.

Your data, your way

Platform

Review findings in Ballerine’s case management system, with an easy and intuitive UI that makes analysis simple

API

Incorporate the checks into your flows, and use the findings in your existing platforms and processes

PDF Reports

Get a PDF file you can save as part of the merchant’s file, or share with other organizations when needed

Frequently asked questions

What is merchant policy fit analysis?
How does AI improve AUP violation detection compared to manual reviews?
What types of policy violations can automated policy fit analysis detect?
How long does a merchant policy compliance review take?
Can policy fit analysis scale to a large merchant portfolio?

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Download for iOS

Ready to catch policy
violations with evidence?

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Try it for free