Resources

The Ballerine Library

All you need to know about Risk, Frauds - from our resource gallery
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Selected Webinars
webinars
The Growth vs. Safety Trade-Off: Why Payment Companies Can't Scale Risk Operations the Old Way

webinars
Seeing the Scam. Stopping the Scam. Behavioral Detection, Decisioning, and Real-World Interventions

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Selected Reports
The Vape Industry Is Becoming a Merchant Risk Minefield
reports
Andy Vrabel
Jul 16, 2026
The Vape Industry Is Becoming a Merchant Risk Minefield

How to Build an Audit-Ready Merchant Monitoring Business Case
reports
Robert Ellenhorn
Jul 14, 2026
How to Build an Audit-Ready Merchant Monitoring Business Case

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Selected Guides
Guides
Ballerine team
Feb 3, 2026
Managing ISO Risk: Operational Guidelines for Processors and Acquirers
Guides
Ballerine team
Feb 3, 2026
Subscription Billing Risk: A Control Framework for Payment Processors
Selected Tools
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Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes
tools
Nicole Horne
Feb 9, 2026
Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes

A structured look at the 6-step underwriting workflow: application intake, business verification, financial assessment, compliance screening, risk scoring, and final decisioning.

What is Merchant Underwriting
tools
Nicole Horne
Feb 1, 2026
What is Merchant Underwriting

Merchant underwriting is the critical risk-assessment process that determines a business’s eligibility to process payments. This overview breaks down how the process works and examines the key factors underwriters evaluate, such as financial stability and industry risk. It also explores how automation is transforming onboarding from a weeks-long bottleneck into a competitive advantage.