Resources

The Ballerine Library

All you need to know about Risk, Frauds - from our resource gallery
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Selected Webinars
webinars
The Growth vs. Safety Trade-Off: Why Payment Companies Can't Scale Risk Operations the Old Way

webinars
Seeing the Scam. Stopping the Scam. Behavioral Detection, Decisioning, and Real-World Interventions

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Selected Reports
Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes
reports
Nicole Horne
Feb 9, 2026
Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes

A structured look at the 6-step underwriting workflow: application intake, business verification, financial assessment, compliance screening, risk scoring, and final decisioning.

What is Merchant Underwriting
reports
Nicole Horne
Feb 1, 2026
What is Merchant Underwriting

Merchant underwriting is the critical risk-assessment process that determines a business’s eligibility to process payments. This overview breaks down how the process works and examines the key factors underwriters evaluate, such as financial stability and industry risk. It also explores how automation is transforming onboarding from a weeks-long bottleneck into a competitive advantage.

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Selected Guides
Guides
Ballerine team
Mar 26, 2026
How Risk Teams Classify Gaming vs. Gambling Merchants
Guides
Ballerine team
Mar 25, 2026
Cross-Border Triangle Risk: What Acquirers Miss with 3 Jurisdictions
Selected Tools
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Visa Integrity Risk Program (VIRP): What Acquirers and PayFacs Need to Know
tools
Robert Ellenhorn
May 12, 2026
Visa Integrity Risk Program (VIRP): What Acquirers and PayFacs Need to Know

AML Screening for Merchant Portfolios: PEP, Sanctions, and Transaction Monitoring for Acquirers
tools
Robert Ellenhorn
May 11, 2026
AML Screening for Merchant Portfolios: PEP, Sanctions, and Transaction Monitoring for Acquirers