Resources

The Ballerine Library

All you need to know about Risk, Frauds - from our resource gallery
All
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Selected Webinars
webinars
The Growth vs. Safety Trade-Off: Why Payment Companies Can't Scale Risk Operations the Old Way

webinars
Seeing the Scam. Stopping the Scam. Behavioral Detection, Decisioning, and Real-World Interventions

See all Reports
Selected Reports
Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes
reports
Nicole Horne
Feb 9, 2026
Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes

A structured look at the 6-step underwriting workflow: application intake, business verification, financial assessment, compliance screening, risk scoring, and final decisioning.

What is Merchant Underwriting
reports
Nicole Horne
Feb 1, 2026
What is Merchant Underwriting

Merchant underwriting is the critical risk-assessment process that determines a business’s eligibility to process payments. This overview breaks down how the process works and examines the key factors underwriters evaluate, such as financial stability and industry risk. It also explores how automation is transforming onboarding from a weeks-long bottleneck into a competitive advantage.

See all Guides
Selected Guides
Guides
Ballerine team
Mar 25, 2026
Stablecoin Payments and Acquiring Risk: A Compliance Framework
Guides
Ballerine team
Mar 18, 2026
Customer Friction Before the Dispute Spike: A Framework for Risk Teams
Selected Tools
See all Guides
The Vape Industry Is Becoming a Merchant Risk Minefield
tools
Andy Vrabel
Jul 16, 2026
The Vape Industry Is Becoming a Merchant Risk Minefield

How to Build an Audit-Ready Merchant Monitoring Business Case
tools
Robert Ellenhorn
Jul 14, 2026
How to Build an Audit-Ready Merchant Monitoring Business Case