Resources

The Ballerine Library

All you need to know about Risk, Frauds - from our resource gallery
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Selected Webinars
webinars
The Growth vs. Safety Trade-Off: Why Payment Companies Can't Scale Risk Operations the Old Way

webinars
Seeing the Scam. Stopping the Scam. Behavioral Detection, Decisioning, and Real-World Interventions

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Selected Reports
What Mastercard and Visa Now Expect From Merchant Monitoring in July 2026
reports
Andy Vrabel
Jul 7, 2026
What Mastercard and Visa Now Expect From Merchant Monitoring in July 2026

MCC Compliance: Why Self-Selected Merchant Category Codes Are a Risk You're Inheriting
reports
Andy Vrabel
Jun 26, 2026
MCC Compliance: Why Self-Selected Merchant Category Codes Are a Risk You're Inheriting

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Selected Guides
Guides
Ballerine team
Mar 26, 2026
How Risk Teams Classify Gaming vs. Gambling Merchants
Guides
Ballerine team
Mar 25, 2026
Cross-Border Triangle Risk: What Acquirers Miss with 3 Jurisdictions
Selected Tools
See all Guides
Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes
tools
Nicole Horne
Feb 9, 2026
Why Underwriters Say No: Red Flags in Merchant Onboarding and Fixes

A structured look at the 6-step underwriting workflow: application intake, business verification, financial assessment, compliance screening, risk scoring, and final decisioning.

What is Merchant Underwriting
tools
Nicole Horne
Feb 1, 2026
What is Merchant Underwriting

Merchant underwriting is the critical risk-assessment process that determines a business’s eligibility to process payments. This overview breaks down how the process works and examines the key factors underwriters evaluate, such as financial stability and industry risk. It also explores how automation is transforming onboarding from a weeks-long bottleneck into a competitive advantage.