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Nicole Horne
Sep 12, 2025
BRAM and VIRP: A Practical, Professional Guide for PSPs in 2026
For risk and compliance teams, BRAM and VIRP aren't theoretical guidelines. They are ongoing obligations. We break down the evolving expectations for 2026, highlighting the specific themes that lead to fines (like illegal activity and IP infringement) and how to build a governance model that protects your portfolio.
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Ballerine team
Feb 2, 2026
Detecting Aggregator-Within-Aggregator: A Compliance Framework for Payment Processors
Hidden nested aggregators create "blind spots" that lead to massive card scheme fines and regulatory scrutiny. This guide outlines a robust framework for identifying multi-layered merchant relationships, improving your KYB accuracy, and ensuring your risk monitoring covers every layer of the payment chain. Don't let sub-merchants hide in plain sight.
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